> Look, we know. Only armchair financial enthusiasts use those disclaimers
No, anyone that doesn't want to be legally liable.
If the other person could reasonably believe they have gotten legal advice, or a client-attorney relationship was establishes, then you might be liable.
Before you say that this would be ridiculous to assume on an internet forum, be advised that many lawyers nowadays have websites, blogs, allow starting a client-attorney relationship over a public question board, and such situations on Reddit have existed before.
Disclaimer: I am not an attorney, this is not legal advice.
It is still ridiculous. Just because some lawyers take on clients over the internet doesn't mean that you need to say 'I am not a lawyer' every time you discuss a legal question online. I have never seen a case of someone being successfully (or even unsuccessfully) sued for pseudonymous, general online legal commentary.
No, anyone that doesn't want to be legally liable.
If the other person could reasonably believe they have gotten legal advice, or a client-attorney relationship was establishes, then you might be liable.
Before you say that this would be ridiculous to assume on an internet forum, be advised that many lawyers nowadays have websites, blogs, allow starting a client-attorney relationship over a public question board, and such situations on Reddit have existed before.
Disclaimer: I am not an attorney, this is not legal advice.